Admit it. You want your home to be in good shape, but you don’t necessarily want to spend your free time climbing a ladder, pulling leaves out of a gutter, fixing broken things, and tending to your home in general.
But when your home is your biggest investment, maintenance is non-negotiable.
Also… If you have home insurance (or any other type of insurance), part of your contract with your insurer is to take care of your belongings.
This means that when you receive our royal cover for your valuables such as your car, home or gadgets, you must take reasonable and necessary steps to prevent or minimize any loss, damage, injury or liability. This includes maintaining your property so that it is in a healthy and healthy condition.
If something goes wrong with your home and you make a claim for buildings or contents insurance and we determine that the reason for your claim is that you failed to take care of your property, your claim may be denied.
It’s much better to avoid all of that by using the King’s summerhouse maintenance checklist.
Starting with the outside
- General Debris: Rake up leaves, remove branches, and clear rocks clogging your terrain.
- Trees: Dead or dying trees pose a hazard, so remove dead branches and consult a tree expert to fell problem trees.
- Hedges and beds: remove dead parts, trim overgrown parts and plant your favorite perennials.
- Lawns: Reseed bare patches, apply fertilizer, have weeds removed and make sure your mower has been serviced to make it suitable for summer growth.
- Sprinklers: When your plants and lawn need extra water, it may be time to set up a sprinkler system. Make sure the valves are clean, replace the leaking ones and check that the spray is wide enough.
- Pool: Keep leaves and debris out of the water, scrub the sides once or twice a month to keep algae growth under control, check the filter basket and chemical levels weekly, and keep an eye on the water level.
Move to the outside of your home
- Walk around and inspect: look for cracks in the concrete, the condition of the driveway, loose or broken roof shingles, signs of wear on your chimney, and signs of water accumulation or cracks on the siding and foundation.
- The gutters: Clogged gutters are a big problem, so clean them at least twice a year (or more often if necessary). Also check for damage.
- Bathe your house: Houses can get pretty dirty, with sand on the facade and bird droppings, so wait for a dry day, close all windows and doors and pull out your garden hose or even rent a pressure washer if you need to.
- A fresh coat of paint: Exterior paint protects your property from water damage and rot, so be on the lookout for signs of peeling or chipping paint and touch up as needed.
- The deck: Sweep clean, pull out leaves or debris from between the boards, and check for signs of cracked wood and loose nails. After a thorough scrubbing, treat the wood with seaweed borate to protect against wood rot before staining and sealing.
Let’s go inside
- Plumbing: Either call a plumber for an annual check-up, or do a thorough check of your pipes for signs of leaks, examine your ceilings for telltale water stains, and look for dripping faucets.
- Ceiling fans: Dust them off and turn the setting counter-clockwise, which pushes the air down and creates a nice breeze.
- Air conditioning: Clean the filters and call a professional if there is a strange noise.
- Check your smoke alarms and replace them with new ones if necessary.
- Bugs and other pests: Some pests, like a lone ant trail, can be remedied with a spray can and a thorough cleaning of the area, but others, like termites, require professional help.
For the good of king and castle
We hope this checklist will help you not only keep your home running like a well-oiled machine, but if you are considering selling your home in the future, you could get a better price by taking care of it it.
Oh, and of course, maintaining your home also ensures that you’ve done everything in your power to prevent an incident that could cause damage and loss. And if something does happen, your claim is more likely to be paid out.
Haven’t got any King’s building or household insurance in your life yet? Click here to receive a non-binding offer today!