There is an awkward scraping noise when you pull out of your parking bay. It was the only spot you could find on the whole property, and you had to drive up and down all the floors so long that the clock ran out in the first free hour to find it. Sure, it was a bit tight because the guy on your right literally parked right up there on the line and the pillar on the left was sort of in place… But it was open, and you took it.
Anything to end the nightmare, right? Unfortunately, you ended up scratching the side of your car, but you’re like, “Hey, it’s not that bad, it kind of goes with the other side where Junior used a stick to draw dusty flowers on the door”. But we have a few reasons why you should fix small dents and scratches sooner rather than later. It turns out it’s a bit bigger deal than most car owners realise, and ignoring minor scratches or dings can end up paying you a lot of money down the road.
It’s far better to get King’s scratch and dent insurance for a super cheap monthly fee. And while it’s “scratch and dent” insurance, we actually cover a lot more than just scratches and dents.
In fact, we also include insurance for:
- Unlimited tar removal.
- Unlimited small chips up to a limit of R3,000 per claim.
- Repairs to your car’s mag wheels and rims.
- Hail damage (limited to once a year/once in 12 months).
With all that coverage and the frequency with which incidents that give your car that ‘seen better days’ look happen, using a policy like this just makes sense. That being said, there are some other pretty good reasons why you need a scratch and dent policy, in case you need another reason to consider that policy.
More insanely good reasons why you should consider scratch and dent insurance:
Visible damage affects the resale price of your car, especially if you are selling it privately
Scratches, chips and dents not only make buyers think less about the car itself, but could also indicate that you are a careless owner. Next they’ll be wondering what else could be wrong with the car that they can’t see. This will either put them off altogether or motivate them to lower the price.
A minor damage could turn into something more serious
Let’s say you were in a really small fender bender and your car doesn’t look too bad so avoid getting it checked. That’s a mistake, because sometimes there’s a bigger problem beneath the surface that, if ignored, can lead to higher costs and risks to your safety on the road.
rust rust rust
Your car’s paint keeps the elements (think rain, hail and dirt) from affecting the quality of the metal underneath. When the paintwork is damaged, the exterior of your car becomes susceptible to rust and corrosion. And that’s not a problem you want.
If you have insurance, you are more likely to keep your car in good condition
If you have the king’s scratch and dent insurance, you know you can’t accumulate the damage and have to claim every incident. This way, if something happens and you have the insurance, we are more likely to do the repairs for you. In the long term, this prevents more expensive problems and contributes to the value of your car.
Unfortunately, there is no magic paint you can apply to fix minor dents and scratches. Something like that needs a professional. With your own tools. And probably car paint supplies (not nail polish). That’s why it’s better to give us a call and claim your royal scratch and dent cover so we can arrange everything for you with our trusted, royally approved partners.
Interested? Call us on 0860 50 50 50 or
Click here to get an offer today.