Protect your home from a fire hazard | King Price Insurance

House fires are scary. They are also destructive. Some of our highest claims over the years have come from home fires, showing just how devastating these hazards can be. Sometimes they wipe the house from top to bottom!

We thought it would be a good idea to share how you can protect yourself and your loved ones from home fires. These may seem logical or simple, but you would be surprised how many fires start precisely because of the issues mentioned below.

electrical problems

It’s so easy to overload outlets. It might seem reasonable to plug all of your devices or devices into a single outlet for easy access, but doing so can have disastrous consequences.

It’s also a good idea to invest in surge protectors, which are specialized devices designed to protect your plugs and devices from power surges. These surges can easily burn out wiring and cause sparks that could start a fire in your home.

You should also unplug any items you are not using. We know it’s easier to leave your phone’s charger plugged in, but remember “safety first”.

Make sure your circuits are properly maintained. Electrical faults are common causes of fires, but if your power is properly installed and approved by a certified electrician who has issued you with a certificate of electrical compliance, your safety is better assured.

open flames

Candles, gas heaters, gas stoves, kerosene lamps and the like require special attention. Don’t leave them unattended (and don’t fall asleep while they’re lit!) and keep them away from flammable objects like curtains, rags, or chemicals.

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We all love a cozy fireplace, but make sure you put the fire out before you end the night. It’s also a good idea to have your chimney serviced regularly to make sure it’s in good condition.

If you are a smoker, remember to take extra precautions to properly dispose of your cigarette butts and keep your lit cigarette away from combustible objects. Be especially vigilant if you fall asleep with a cigarette in your hand or beside you. When a fire is started, you’re right next to it…

Around the house

Prune your landscape regularly to keep dead vegetation from becoming a fire hazard. Consider planting fire-resistant plants like aloe or succulents for an even better chance of avoiding a fire in your yard.

Make sure braais and gas grills don’t have trees or plants near or over them.

If you have a lapa, treat the straw regularly. The same applies if your house is thatched. Not only is this for your own safety, but failing to treat straw regularly could be grounds for denying a fire safety claim.

Keep your gutters free of dirt. Dead leaves that accumulate there could very easily catch fire from the embers of a barbecue or chimney.

Make sure your lightning rods are maintained and that any faulty construction is fixed as issues with either of these aspects of your property can have a negative impact on a fire damage.

Veldfire protection

If your home is located next to undeveloped land or in the steppe, there are certain precautions you can take to stay safe:

  • Make sure there’s a firebreak between the steppe and your property.
  • Keep a shovel with sand and a fire extinguisher on site and easily accessible.
  • Have a fire safety plan – and make sure everyone in your home knows the protocol.
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Other things we recommend

Many businesses have smoke alarms on premises, but not very many homes. It’s a good idea to have one installed. But remember that they require maintenance!

Install a fire extinguisher in your home to have on hand during a fire crisis.

Many people have generators #Eishkom these days. Remember that generators must be professionally installed and you must be issued with a certificate of conformity by the installer.

If cordons are not in place, fires can quickly spread within a home. There is a simple solution to this: close your bedroom doors. This is called “passive protection” and can save valuable seconds in the event of a fire.

Less clutter in the home means less fuel for a fire and more visibility so you can see when and where a fire starts.

Last word

Make sure you have adequate insurance in case a fire occurs in your home. Being underinsured will leave you worse off than you were before the incident.

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