The process of buying a new car can be stressful. It involves many big decisions, such as B. what brand and model you want to buy, how much you are willing to pay, whether you want new or used, whether you lease or buy and much more.
When you’ve made all your decisions and are finally ready to pull the trigger on a new vehicle, you can often experience a common phenomenon known as Decision fatigue of the car buyera state where your brain is exhausted from making so many decisions in such a short amount of time.
Decision fatigue when buying a car is a risky condition. According to New York Times, this can lead to impulsive purchases or last-minute hasty decisions that you would never make if you were working at full capacity. Therefore, Experts | suggest going into your latest car buying experience prepared and equipped with the tools you need to rationally handle the exchange.
One of the most effective ways to prepare is to make sure you bring everything you need to the dealership with you. Below we present the five most important items you need when buying a car.
5 important things to bring when buying a new car
1. Your driver’s license
Although it may seem obvious, when buying a car it is important to bring your driver’s license with you to confirm that you are a registered driver. Your driver’s license is also a quick and easy way to verify your address at the dealership when filling out paperwork. Other proof of residence documents can be recent utility bills or credit card statements.
2. Commercial Documents
If you intend to trade in your current vehicle to acquire your new car, make sure you bring the required documents with you on the day of completing your transaction. These documents include vehicle title, registration, and relevant loan or lease information.
3. Financial Documents
Bring some pay stubs with you when completing your transaction to verify your income. Consider taking a copy of your credit history to the merchant as they will likely need to verify this before processing your transaction.
4. Method of Payment
When it comes time to complete your purchase at the retailer, make sure you bring the form of payment you plan to use, whether it’s a credit card, check, or cash. You will also likely have to pay the merchant a deposit. Find out how much they charge for a deposit by contacting the merchant’s finance department.
5. Proof of Insurance
The dealer will most likely ask for proof of insurance before they will let you drive out of the lot with your new vehicle. Be sure to call your independent agent before completing your purchase to add your new car to your motor vehicle policy and then bring a copy with you when you complete the sale.
Keep in mind: The merchant may offer to call your agent for you, but this can be tricky as your agent may need to check with you first that the change is being processed. Avoid complications by politely declining the merchant’s offer and handling the change policy yourself.
It is also recommended that you keep proof of insurance in your car at all times, so keep a copy with you even after you have bought your vehicle.
Buying a new car with central insurance
if you have one personally or commercially Autopolicy with Central makes the insurance aspect of buying a new car easier than ever.
First by yours myCentral accountyou can quickly and efficiently request changes, e.g. B. Adding a new vehicle to your existing policies. You also have access to your policy in myCentral at all times, meaning you never have to worry about taking a physical copy to the dealer or keeping it in your vehicle.
There are also tiers of coverage through Central’s personal auto policies that specifically protect new car buyers. For example, if you are involved in insured collision damage involving another vehicle within the first year of purchasing your new car, Summit Repair and Replacement coverage ensures Central will pay the lesser of the cost of repairing or replacing your damaged car with a new car.
Did you know? Central offers many Discount and credit options for auto policyholders. Explore them all and see if you can lower the price of your policy today.
Central car policyholders also have access to our roadside assistance services. These include towing, tire changes, winches, fluid delivery, jump start and lockout assistance. With these services at your fingertips, you can drive your new car knowing that Central has you covered, no matter what.