We turn up the heat. We’re giving you a reason to stay warm this winter. We’re hot for savings.
Okay, let’s stop and explain before it gets just ridiculous. Essentially we are introducing comprehensive car insurance that could cost you R299pm… And you don’t even have to skimp on the amount of cover! That means no trade-offs, just pure savings.
Oh, and we call it Chili Cover because of the red hot savings you’ll be pocketing each month. Wondering how we managed to pull it off? Make yourself comfortable, honey.
So what is chili cover?
Chilli Cover is comprehensive car insurance but with a twist because it comes with all the bells and whistles but you pay less. Much less.
How you are insured:
- accident damage.
- theft and kidnapping.
- Damage to other people’s property as a result of a car accident.
So why does it cost less?
You could pay as little as R299 a month and it all depends on how much you drive. You see, we’ve found that many people want full 5-star comprehensive insurance for their four-wheeled babies, but they don’t travel that much. So your risk is much lower and if the risk is related to how we calculate premiums then it makes sense to take that factor into account.
That’s why our Chili Cover means you pay less when you drive less. Let’s say you want our Royal Comprehensive Coverage and your car is valued under R500,000 and you drive less than 100km a month. If that is the case then you could pay R299. That’s R299 each month for comprehensive car insurance.
This is how the money thing works:
- Your first month award is based in part on your average monthly mileage that you provide to us. (We trust you.)
- Your next award will change (in part) based on your previous month’s mileage.
- Your premium does not drop like with our normal fully comprehensive insurance because the mileage automatically determines your monthly premium for the next month.
So who keeps track of how much you drive?
The miles earned determine your monthly award for the next month, so it is very important for us to know the actual numbers. You can either pay for an approved tracking system to send us automatic updates, or you can download our app (which comes with loads of other awesome features) and update your odometer readings yourself for free.
Here’s what happens when you drive over 100 km:
We mentioned that cars that only do 100km (and are valued at up to R500,000) could pay as little as R299 per month. But what if you drive more than 100 km in a month? No problem, you don’t have to call us or switch to regular comprehensive insurance, as your monthly premium will be adjusted based on the changed mileage.
Like everything we do, it just makes sense.
Request a quote on our app or website, or call us on 0860 50 50 50… It’s literally SO easy.